Owning a classic car in Texas is more than just having a vehicle—it’s about preserving a piece of history. Whether you own a vintage muscle car, a rare collector’s vehicle, or a restored antique, your investment deserves specialized insurance coverage. At David King Insurance, we offer Classic Car Insurance designed to protect the unique value and needs of classic and antique automobiles.
Unlike standard auto insurance, classic car insurance provides agreed value coverage. This means that in the event of a total loss, you receive a pre-determined payout based on the appraised or agreed-upon value of your vehicle. Since classic cars often appreciate in value, this type of coverage ensures you are not left with a standard market-based settlement that does not reflect your car’s true worth. Our policies are designed to protect against depreciation and provide full coverage for the investment you have made in your vehicle.
David King Insurance partners with top insurance carriers to offer policies that cover damages from accidents, theft, fire, and vandalism. Whether your classic car is kept in a garage, showcased at exhibitions, or taken out for occasional drives, we customize your coverage based on how you use your vehicle.
Flexible Usage and Liability Coverage
Classic car owners in Texas often drive their vehicles under limited conditions, such as during seasonal events, club gatherings, and weekend cruises. Our Classic Car Insurance policies take this into account, allowing for flexible usage while keeping premiums affordable. With agreed mileage limits, you can still enjoy driving your classic car without the high costs of a standard auto policy.
In addition to property damage coverage, we offer liability protection to safeguard you from financial losses in the event of an accident. If your classic car is involved in an incident that causes damage to another vehicle or property, or if someone is injured, our liability insurance helps cover medical expenses, legal fees, and repair costs.
Many classic car owners invest in restoration projects, modifications, and hard-to-find spare parts. Our policies can include coverage for restoration in progress, ensuring that any work being done on your vehicle is protected against unexpected damage. We also offer spare parts coverage for rare and valuable components that may be difficult to replace in the event of loss or theft.
At David King Insurance, we understand that classic car enthusiasts need more than just a standard insurance policy. Our experienced agents specialize in Texas Classic Car Insurance, working closely with collectors to create customized policies that match their specific needs. Whether you own a single classic car or a collection of vintage vehicles, we provide expert guidance and tailored coverage to ensure your prized possessions are fully protected.
With a commitment to exceptional service and industry expertise, we take pride in offering comprehensive protection, competitive rates, and flexible policy options for classic car owners. Contact David King Insurance today to explore your classic car insurance options and ensure your vehicle is protected for years to come.
Company: 549 E Sandy Lake Rd #100, Coppell TX 75019
Phone: 1 972-393-3311
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