Personal Property and Interior Unit Coverage

Texas condo owners need insurance that protects not only their belongings but also the interior of their unit. Condo insurance includes coverage for personal property such as furniture, electronics, and clothing, helping you recover financially after a loss. It also covers built-in features like flooring, cabinetry, countertops, and fixtures, ensuring that any improvements or upgrades you make are protected.

Replacement cost coverage is an essential feature of our policies, ensuring that if your belongings are damaged or stolen, you receive reimbursement for their full value without depreciation. Whether it’s damage from a burst pipe or a fire in an adjacent unit, your condo insurance policy provides peace of mind.

Liability Coverage for Unexpected Accidents

Condo living means sharing walls, hallways, and common spaces with neighbors, which increases the potential for liability risks. If someone is injured inside your unit or if an incident in your home causes damage to another unit, liability coverage helps protect you from financial loss. Legal fees, medical expenses, and property damage claims can add up quickly, but our policies provide the coverage you need to stay protected.

In addition to liability protection, we offer loss assessment coverage, which helps cover your portion of unexpected fees or assessments from your condo association due to damages to shared areas or lawsuits involving the building.

Expert Guidance and Personalized Service

At David King Insurance, we understand that every condo owner’s needs are different. Our experienced team works with you to tailor a Texas condo insurance policy that provides the right level of protection. We take the time to explain your coverage options, ensure compliance with your condo association’s insurance requirements, and help you make informed decisions about your policy.

As a trusted insurance provider in Texas, we are committed to delivering reliable, personalized service. Contact David King Insurance today to get a custom condo insurance policy that protects your home, belongings, and financial security.