Lawsuits are becoming more common, and the costs associated with legal defense, settlements, and judgments can be overwhelming. Commercial Umbrella Insurance helps cover attorney fees, court costs, and damages awarded in lawsuits. Whether your business faces a liability claim from a workplace injury, a car accident involving a company vehicle, or an incident on your premises, an umbrella policy ensures that you have financial support to handle the situation.
Businesses that interact with the public, work with large clients, or operate in multiple locations are at a higher risk for lawsuits. Without the right level of coverage, an unexpected claim could put assets, revenue, and even the future of your business at risk. By adding an umbrella policy to your existing coverage, you gain an extra layer of protection that can help prevent financial hardship.
At David King Insurance, we understand that every business has different insurance needs. Our experienced agents work with Texas business owners to evaluate their current coverage, assess potential risks, and determine the right level of umbrella insurance. We partner with top-rated insurance carriers to provide flexible, cost-effective policies that complement your existing coverage.
With Commercial Umbrella Insurance, businesses can operate with confidence, knowing they are protected against costly claims and unexpected financial burdens. Whether you own a small business, a growing company, or a large enterprise, our team is here to help you find the right coverage to fit your needs. Contact David King Insurance today to explore your options and secure the protection your business deserves.
How Personal Umbrella Insurance Works
This type of insurance acts as an extra layer of liability protection, kicking in when your existing policies reach their coverage limits. For example, if your auto insurance provides $500,000 in liability coverage but you are sued for $1 million after a severe accident, your umbrella policy would cover the remaining $500,000. This coverage applies not only to bodily injury and property damage but also to situations such as libel, slander, and false arrests
.At David King Insurance, we tailor Texas Personal Umbrella Insurance policies to meet your specific needs. Whether you have significant assets to protect, frequently host guests at your home, or simply want added security for potential liability risks, our team will guide you through the best options for your situation.
Many people assume that Personal Umbrella Insurance in Texas is expensive, but in reality, it is one of the most cost-effective ways to protect your financial future. A typical policy provides an additional $1 million in liability coverage at a relatively low annual premium, with options to increase coverage as needed. This affordability makes umbrella insurance a smart investment for homeowners, vehicle owners, and anyone concerned about liability risks.
David King Insurance is committed to helping individuals and families in Texas secure the best coverage for their needs. Our experienced agents are ready to assess your current policies and recommend an umbrella insurance plan that provides the right level of protection. Contact us today to learn more about how Texas Personal Umbrella Insurance can provide the security you need to safeguard your assets and financial future.
Company: 549 E Sandy Lake Rd #100, Coppell TX 75019
Phone: 1 972-393-3311
Email: