Liability Coverage for Client and Employee Protection

Accidents can happen in any salon or barbershop, and even the most careful professionals can face liability claims. Whether a client slips on a wet floor, has an allergic reaction to a beauty product, or claims dissatisfaction with a service, liability insurance protects your business from costly legal expenses. Our general liability coverage helps cover medical bills, legal fees, and settlements if a client files a claim against you.

For professionals who offer chemical treatments such as hair coloring, perming, or facials, product liability coverage is essential. If a client experiences an adverse reaction to a product used during a service, our insurance policies provide financial protection against potential claims. Additionally, professional liability insurance covers mistakes or negligence that may occur during a service, ensuring that your reputation and finances remain intact.

Workers' Compensation for Salon and Barbershop Employees

Texas law requires businesses with employees to carry workers’ compensation insurance. Salon and barbershop employees work in a fast-paced environment, handling sharp tools, hot styling equipment, and chemicals that can cause injury. If an employee suffers a work-related injury, workers' compensation helps cover medical expenses, lost wages, and rehabilitation costs.

By securing the right coverage through David King Insurance, salon and barbershop owners can protect their team members while complying with state regulations. Our customized policies ensure that your employees receive the support they need in the event of an injury, reducing financial strain on your business.

Tailored Insurance Solutions for Every Salon and Barbershop

Every beauty business operates differently, and insurance needs vary based on the services you provide. Whether you own a high-end hair salon, a traditional barbershop, a nail spa, or a mobile beauty service, our team works with you to customize a policy that aligns with your business model.

At David King Insurance, we understand the challenges salon and barbershop owners face in Texas. Our expert agents provide personalized service, ensuring you get the right coverage at competitive rates. Contact us today to learn more about Salon and Barber Insurance and protect the business you’ve worked hard to build.