David King Insurance - Competitive Price, Trusted Advice
Jewelry Insurance
in Texas
Experience easy access to affordable, high-quality insurance at David King Insurance.
At David King Insurance, we understand that jewelry is more than just a luxury — it's personal, sentimental, and often irreplaceable. Whether it's your engagement ring, a family heirloom, or a prized watch collection, protecting your jewelry from theft, loss, or damage is essential. If you're looking for Jewelry Insurance in Texas, you're in the right place. We make it easy to protect your most valuable pieces with customized coverage you can trust.
Why Should You Insure Your Jewelry?
Even the most careful owners can't predict when accidents, theft, or unexpected disasters will happen. Standard homeowners or renters insurance policies often limit coverage for high-value jewelry — meaning you could be seriously underinsured when you need it most.
Jewelry insurance provides specialized protection, covering risks like theft, accidental loss, mysterious disappearance, and damage. In Texas, where everything from fast-paced city living to unpredictable weather can put your valuables at risk, proper jewelry insurance gives you true peace of mind.
David King Insurance TESTIMONIALS
HERE'S WHAT OUR CLIENTS
ARE SAYING
"Exceptional Service with a Personal Touch"
"Unlike some insurance agencies where responsiveness seems to be, at least, secondary, Ms. Caperna is always available. The level of attention to requests, caring and professionalism has always been 5 Star and above! Always with a smile making you feel "at home"!
– Sharon Dundon
"Stress Free Insurance with a Caring Team"
"Beverly and everyone in the office is amazing! I highly recommend coming here for your insurance needs. They take the stress and hassle out of shopping for quotes and make you feel taken care of through the entire process whether it’s claims or quotes etc"
– Jacob Brown
"A Switch Worth Making!"
"After being with another very large insurance provider for over 25 years, I made the move to David King Insurance Services. My agent, Brady King, has been instrumental in finding the best insurance rates and policies since I switched. His level of customer service is truly unsurpassed. Thanks Brady!."
– Aly Lehmann
"15 Years of Exceptional Insurance Guidance and Service"
"I have received great advice, attention, and service from Beverly at David King Insurance for over 15 years. Their recommendations for our car and home insurance have been spot-on for our needs—from moving to a new city to college auto coverage in other states. I highly recommend their services."
– Sheryl Campbell
What Does Jewelry Insurance Typically Cover?
A stand-alone jewelry insurance policy usually offers broader and more flexible protection than a standard homeowners endorsement. Coverage often includes:
Theft – If your jewelry is stolen, your policy can help you recover the loss.
Accidental Loss – Lost a ring at the beach or during a move? Covered.
Damage – Repair or replacement for jewelry damaged by accidents.
Mysterious Disappearance – When your jewelry simply vanishes without clear cause.
Depending on the policy, you can often choose between full replacement value or agreed value coverage, meaning you won’t be left short-changed after a claim.
How Much Does Jewelry Insurance Cost in Texas?
Here’s the good news: Jewelry insurance is typically very affordable compared to the value of what you're protecting.
Rates usually depend on:
The appraised value of the jewelry
Where you live
The type of coverage you choose
Your deductible amount
On average, expect to pay around 1–2% of the jewelry’s value annually. So for a $5,000 ring, that could mean just $50–$100 a year for serious peace of mind.
At David King Insurance, we’ll work with you to find a jewelry insurance policy that fits your needs and your budget—no surprises, just solid coverage.
How Do You Insure Jewelry in Texas?
Insuring your jewelry is easier than you think. Here’s how to get started:
Get a Professional Appraisal – Know exactly what your piece is worth.
Take Detailed Photos and Descriptions – It helps with future claims (and showing off your sparkle, too).
Contact David King Insurance – We'll guide you through your options and tailor coverage to fit your collection.
Choose Your Policy – Decide on coverage limits, deductibles, and replacement options that work best for you.
It’s that simple — no hoops, no hidden fine print.
David King Insurance QUOTE
Looking for a Quote?
We deliver multiple quotes with lightning-fast speed, whether for personal or commercial insurance. Our team ensures you’re matched with the right carrier for the best coverage.
Who Needs Jewelry Insurance?
If you own any piece of jewelry that would be difficult or costly to replace, you need jewelry insurance. This includes:
Engagement rings and wedding bands
Designer watches
Diamond, gold, and platinum jewelry
Vintage or heirloom pieces
Custom-designed jewelry
Investment-grade pieces
Whether your collection is modest or museum-worthy, protecting it is a smart move.
Why Choose David King Insurance for Jewelry Insurance in Texas?
Here’s why Texans trust David King Insurance to protect their most treasured possessions:
Personalized Service – We treat your jewelry like it's our own — because it matters.
Access to Top Carriers – We work with trusted insurers who specialize in jewelry protection.
Expert Advice – We help you understand exactly what’s covered and how claims work.
Fast, Easy Claims – If the unexpected happens, we’re right there with you — no guesswork, no runaround.
When you choose David King Insurance, you’re not just buying a policy. You’re gaining a partner who’s serious about protecting what matters most to you.
Get Your Jewelry Insurance Quote Today
Your jewelry deserves more than hope — it deserves proper protection.
Contact David King Insurance today for a free, no-obligation jewelry insurance quote and see how easy it is to cover your precious pieces.
Protect Your Sparkle.
Protect Your Story.
Protect It with David King Insurance.
Contact Us
Get in touch with us for any questions or feedback; we're here to help you elevate your brand with our expert digital marketing solutions.
Company: 549 E Sandy Lake Rd #100, Coppell TX 75019
Phone: 1 972-393-3311
Email:
